Categories: Cars

5 Tips for Buying Car Insurance in India

Car insurance becomes a problem when we do not pay attention to the hidden conditions and choose a wrong policy. It not just burns a hole in your pocket but is many times worse than some other cheaper available policy from a different vendor. Taking care of the problems being faced by thousands of users daily, Maxabout brings you the most important tips to consider before buying a car insurance in India.

5 Tips for Buying Car Insurance in India

1) Compare & Crosscheck

Before you finalize your best possible option, you should even compare the policy’s price and list of facilities being given with the same. If you are getting few more options on the same price as the one you selected, the feeling of being lucky would stay with you for another 1 year. Agents will try to sell you the one which is most profitable to them. You can question and ask about other policies for your car. Companies offer more discounts online as there is no broker within the process.

2) Right Policy Type For Your Needs

You will mostly come along many different types of policies, one offering complete damage care while the other only covering the third party. You should select your policy type by knowing your needs and the surroundings. If you feel theft chances are more in your area, you can have that option included while options like insurance of the persons inside the car at the time of accident are also available. Spend your money wisely and see if you can get maximum benefits on the least premium being paid.

3) Cash or Cashless

When it comes to claims, paying in advance and then getting the money back later is not always an option. You can choose the cashless facility in case you feel that paying too much at the same time as the accident is not possible. It costs a little more but saves a person from lots of hassles and the panic which is created at the time of accident.

4) Assistance or No Assistance

The policy which feels cheap not always comes with more benefits. Some of the policies by reputed insurance companies are widely accepted while many others are restricted by the garage owners around the country. You should focus on the one which is covered over most of the stations as those with limited features and least compatibility will cost you more at the time of the mishap. It is not that they will refuse to work but even if you bought a cashless policy and paid in advance for the repair in some other city, the worth of the policy ends itself. Some even offer road side assistance across India, helping people by solving their problems at single phone call.

5) No Claim Bonus

The same is offered when your policy matures over years. See if the right amount of No Claim Bonus (NCB) is deducted from your policy’s price as it can prove out to be a wrong fact if you apply for a claim. A wrong amount will simply not let the company settle the claim. You can even get your NCB after changing the vendor of the insurance policy.

Maxabout Team

Maxabout is one of the leading websites in India when it comes to automobile news and updates. At present, more than 2.3 million fans are holding faith in us currently through our Facebook page while we have around 4 lakh followers on Instagram.

Recent Posts

Leonbet Ελλάδα Στοίχημα Και Leon Καζίνο

Leonbet Slots Κουλοχέρηδες Στο Leon CasinoContentΤι Μπορείτε Να Κάνετε Στο Leonbet; Αξιολόγηση Της Ιστοσελίδας LeonbetΜπόνους…

2 days ago

Slot Equipment With The Best Odds Of Winning

Best Slots On Higher 5 Casino Any Amount Of Money & Progressive Slots Top Titles…

2 days ago

How To Play Black Jack For Beginners Rules, Strategy & Tips

A Beginners Facts Playing Blackjack Inside A Casino Without Embarrassing YourselfContentPlayer Carries On To Act…

2 days ago

Bally’s To Be Able To Undergo Renovations, Turn Into Horseshoe Las Vegas Casino

Horseshoe Gaming Holding Corporation Company HistoryContentThe Ins And Outs Of Todas Las VegasHorseshoe Brand Approaching…

3 days ago

That Paul Pesci Scene Inside Martin Scorsese’s On Line Casino Is Based About A True Story

Casino 1995 Martin Scorsese Synopsis, Movie Information, Moods, Themes In Addition To RelatedContentRelated MoviesDid Sam…

3 days ago

Kawasaki’s Year-End Discount Bonanza: Dive into the Deals on Ninja 300, Z900 & Other Models!

Kawasaki India has announced major year-end discounts on plenty of its motorcycle lineup in the…

3 days ago