Royal Enfield is one among the most affected brands after the new 5-year insurance rule. It is equally effective on all two-wheelers but the base price of a bike decides the total insurance premium to be paid by the owner. The sudden doubling of premium amount occurs when considering a Royal Enfield bike with a 499cc engine, all thanks to the category division that considers all motorcycles above 350cc equally. The most selling models, however, use 346cc engines to stay safe and attract a lower premium. Royal Enfield Bullet 350, the most basic motorcycle from the manufacturer, comes with a basic premium of INR 7781 for 1-year comprehensive and 4-year third party insurance.
On the other hand, choosing 1-year zero depreciation and 4-year third party cover attracts INR 8563 worth premium. Buyers looking for a 5-year comprehensive package will need to pay INR 13,112 as one-time premium. The 5-year zero depreciation package costs INR 16,725. The same value is INR 21,075 for Classic 350 Signals and mind-blowing INR 33,597 for Thunderbird 500X. However, the most basic package for this motorcycle is 17,558. It shows how the third party value varies largely for an above 350cc bike in the country. The approx INR 8000 value for basic Classic 350 insurance premium is almost halfway to the amount that buyers will need to pay for a Dominar.
Royal Enfield On-Road Price List
After 5-Year Insurance Rule
| Model | Price |
| Bullet 350 | INR 1.39 lakh |
| Bullet 350 ES | INR 1.55 lakh |
| Classic 350 | INR 1.65 lakh |
| C350 Redditch | INR 1.74 lakh |
| C350 Gunmetal | INR 1.75 lakh |
| C350 Signals ABS | INR 1.91 lakh |
| Thunderbird 350 | INR 1.77 lakh |
| Thunderbird 350X | INR 1.84 lakh |
| Bullet 500 | INR 2.07 lakh |
| Classic 500 ABS | INR 2.45 lakh |
| C500 Stealth Black ABS | INR 2.48 lakh |
| C500 Squadron Blue ABS | INR 2.48 lakh |
| C500 Desert Storm ABS | INR 2.48 lakh |
| C500 Chrome Edition ABS | INR 2.57 lakh |
| Thunderbird 500 | INR 2.32 lakh |
| Thunderbird 500X | INR 2.41 lakh |
| Himalayan ABS | INR 2.19 lakh |
| Himalayan Sleet ABS | INR 2.21 lakh |
*Above mentioned prices are on-road Mumbai (Approximate), please contact your nearest Royal Enfield dealership to get the exact price quote in your city.
